Insurance Policies a Start-up Business Should Consider

 As a small business owner, you may be questioning if you need to offer startup health insurance and benefits to your employees. If your company has less than 50 full-time employees, you most likely qualify for healthcare for startups and small business health insurance. Here are just some reasons why as a startup, your company should offer health insurance to its employees

1. Offering health insurance along with a compensation package will help you recruit and retain employees
2. Startup and small business owners who have a group health insurance policy can benefit their company and employees while also protecting themselves and their families.
3. Group Health Insurance plans offer guaranteed acceptance for the business owner, other employees, and their families.

These are just some of the benefits of having healthcare for startups as it can help grow your company and become a competitor in your respective industry.  

At Harvey Durham, we can help any small business owner find the best option of Startup health insurance. We offer different policies and group health insurance coverage to make sure your employees, company, and your family are protected. Although this might seem overwhelming at first, Harvey Durham’s healthcare for startups policies offers a range of plans and group insurance plans for your company. We will walk you through each benefit and drawback for your company and display how having healthcare for startups would be a valuable investment. Please call Harvey Durham today to get your small business protected!

Business is an activity connected with heavy risk. Regardless of how large or small the company is, devoid of correct insurance is just a chance that number company may afford. It is the caliber of an excellent company operator to choose insurance in the nascent stages of the company as part of chance management. Insurance is needed for a startup organization irrespective of the quantity of money invested. A startup organization needs to secure their future by guaranteeing every important aspect of business. That ensures security and the capability to over come any kind of challenge which may prevent the functioning of business.

There are several company insurance plans, which are very useful for the startups. A number of them are made under:

Business property insurance
Generally, a startup organization must look into guaranteeing their resources, because so many the main money is allocated to obtaining assets. Business property insurance applies for the buildings, resources, gear, stock and real estate property. In case of theft or damage to the property due to accidents, organic disasters or any other sudden activities, this insurance gives compensation for the lost property. The amount of insurance may be decided by contemplating how big the company, the value of stock and gear available and located area of the business. In addition to the basic property insurance, some insurance businesses provide extra property insurance, which includes unchanged stock protection, computer disease protection, off-premises property protection, information or documents protection and intangible coverage. As soon as the company is made, the owner must examine the value of the resources and must apply for acceptable company property insurance plans.